Daily Health Tips, Office Updates

Does Medical Insurance Cover Chiropractic Treatment?

Chiropractic Center of Longmont Office

The Chiropractic Center of Erie and Chiropractic Center of Longmont understands that the cost of chiropractic care can be prohibitive for some. We work to ensure that our prices remain as low as possible and that includes working with some major insurance providers. We regularly hear the question, “Does medical insurance cover chiropractic treatment?” The short answer is yes, but there’s more to learn. Each insurance provider treats chiropractic care differently depending on your insurance plan. Learn about some of the more common ways insurances cover chiropractic treatment below.

HOW DOES MEDICAL INSURANCE COVER CHIROPRACTIC TREATMENT?

Chiropractic treatment offers an alternative to medication or procedures and increases in popularity year-after-year. This means many insurance companies cover chiropractic care as part of what they call “alternative” care. We believe that most medical procedures should be alternatives to natural, holistic approaches such as chiropractic treatment, instead of the other way around. As a result of being labeled as alternative care, however, many insurance companies place certain restrictions on what they will cover. Our team outlined common restrictions below, however, we recommend reviewing your policy in-depth to learn your specific restrictions. As always, if you have any questions relating to your specific coverage and how we can maximize your medical benefits, give us a call at 303-828-3000 in Erie or 303-772-1950 in Longmont, CO.

COMMON MEDICAL INSURANCE RESTRICTIONS FOR CHIROPRACTIC TREATMENT

Many Insurance Plans Require A General Doctor to Refer Patients to Chiropractic Care

These insurance plans require patients get a referral from their general practitioner or a specialist prior to paying for any chiropractic treatment.

Insurance Plans Often Set a Cap on How Many Times a Patient Can See a Chiropractor in a Month or Year

For these insurance plans, the providers restrict the number of visits a patient can use for chiropractic care. These providers enforce these restrictions on a per month or per year basis and won’t pay for visits outside of the cap set for the time period. Our staff recommends calling your insurance company in addition to us verifying your benefits as occasionally the insurance website doesn’t always detail the specifics of your policy.

Some Insurance Plans May Stop Covering Chiropractic Care If Your Treatment Hits a Plateau

This happens when your insurance plan authorizes chiropractic care for the treatment of a specific ailment, but not for “maintenance” or “long-term” care. These plans highlight the reason to select a chiropractor that has a proven track record of helping patients through recovery and rehabilitation. The Chiropractic Center of Erie and Chiropractic Center of Longmont focus on healing the patients quickly and effectively with our award-winning treatment process.

WHAT IF MY INSURANCE PROVIDER DOESN’T COVER CHIROPRACTIC CARE?

While chiropractic treatment is shown as the most effective treatment for many musculoskeletal ailments and thus increases in popularity throughout the United States, some insurance companies still don’t cover chiropractic care. In these instances, patients may cover their costs for treatment out of their own pocket. Many patients still prefer to pay out-of-pocket for chiropractic care due to the effectiveness of the treatment options. In these circumstances, it is even more critical to select a chiropractor that focuses on healing patients quickly and effectively like our doctors.

WHAT INSURANCES DO THE ERIE AND LONGMONT OFFICES ACCEPT?

Both the Chiropractic Center of Erie and Chiropractic Center of Longmont accept the same types of insurances. We currently accept plans from Aetna, United Health Care, Blue Cross / Blue Shield, Cigna, plus other plans.

SUMMARY

We regularly hear the question, “Does medical insurance cover chiropractic treatment?” The short answer is usually yes. As chiropractic treatment increases in effectiveness and popularity throughout the United States, many insurance companies are opting to cover chiropractic treatment. They provide these benefits as part of their “alternative care” options which allows them to place certain restrictions on their benefits. These restrictions include limiting the number of visits or dollar amounts allowed throughout the month or year. In addition, they may restrict chiropractic treatment to patients who have been referred by a general practitioner. If you’re interested in learning more about how chiropractic can help treat many conditions naturally in Erie or Longmont, schedule your consultation for treatment today. We are dedicated to being the best chiropractor serving Erie, Longmont, and the surrounding areas. Contact us online or give us a call at 303-828-3000 or 303-772-1950.

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